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6.91% from 6.80%. More from CNBC Nvidia dips on report U.S. considering new AI chip export restrictions for China Google cuts jobs at Waze as it continues to merge mapping products Treasury yields dip as investors weigh interest rate outlook “The spread between the Official st Louis Baseball Paul Goldschmidt Retro 90s Shirt and by the same token and jumbo and conforming rates widened to 16 basis points, the third week in a row that the jumbo rate was higher than the conforming rate,” Kan said. “To put this into perspective, from May 2022 to May 2023, the jumbo rate averaged around 30 basis points less than the conforming rate.” The widening spread and the increase in the jumbo rate stem from the recent regional bank failures. Lenders hold jumbo loans on their balance sheets, because Fannie Mae and Freddie Mac don’t buy loans of that size. Bank credit, especially at community banks, has tightened substantially, resulting in higher rates. Applications to refinance a home loan rose 3% for the week but were 32% lower than the same week one year ago. The vast majority of borrowers today have mortgages with interest rates below 4%.
PHOENIX — Arizona Gov. Katie Hobbs issued two pro-LGBTQ executive orders on Tuesday, banning state support of so-called conversion therapy and allowing transgender state employees to receive gender-affirming health care under their insurance plan. Hobbs made the Official st Louis Baseball Paul Goldschmidt Retro 90s Shirt and by the same token and announcement from the offices of a central Phoenix nonprofit that focuses on helping LGBTQ youth. Under the executive actions, state agencies will be prohibited from using funds to promote or facilitate so-called conversion therapy, the scientifically discredited practice of using therapy to “convert” LGBTQ people to heterosexuality or traditional gender expectations. Also, state employee health insurance plans can no longer list gender-affirming surgery as ineligible for coverage. A ban on such coverage was enacted in 2017. Recommended OUT NEWS Google distances itself from company-sponsored drag show following employee petition OUT NEWS Over half of Americans have faced online hate, survey finds The change will impact former and current state employees and public university workers. That order effectively resolves an ongoing lawsuit brought in 2019 by Dr. Russell Toomey, a University of Arizona professor who is transgender and sought coverage for a “medically necessary” surgery. ACLU attorneys representing Toomey said Tuesday they will file a motion to settle the case. One of Hobbs’ orders also says state agencies cannot cooperate with civil and criminal cases in states where gender-affirming health care is illegal.
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